Originating from United States, this distinguished Toyota Highlander is renowned for its exceptional performance and reliability.
As a Midsize SUV with a sleek 5-door wagon body style, it radiates an air of refinement and style. Powered by a robust 2.5H I4 FWD engine paired with an efficient CVT gearbox, it offers an exhilarating driving experience. With 240hp and 237 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 8.4 seconds. You can enjoy cruising at a maximum speed of 200kph, while the impressive economy of 17.9 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Toyota Highlander insurance becomes of paramount importance.
To learn more about Toyota Highlander car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Toyota Highlander Car Insurance Plans
When it comes to insuring your Highlander, there are two primary options to consider:
- Third-party insurance: Covers liabilities towards third-party injuries, death, and property damage caused by your Toyota Highlander, but doesn’t include protection for your own vehicle or personal injuries
- Comprehensive insurance: Provides extensive coverage including third-party liabilities and also safeguards your Toyota Highlander against theft, fire, vandalism, natural disasters, and own damage. It includes personal accident cover for the driver and passengers as well.
Considering the value and significance of your Highlander, selecting the right insurance plan tailored to your needs is vital.
Average Toyota Highlander Insurance Costs
Multiple insurance companies provide coverage for the Toyota Highlander, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1100 to AED 2100.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Age of the Driver: The younger the driver, the higher the insurance cost for a Toyota Highlander. This is because younger drivers are generally considered to be riskier. For example, a 20-year-old driver might pay more for insurance than a 40-year-old driver.
- Driving History: If the driver has a history of accidents or traffic violations, the insurance cost for their Toyota Highlander will be higher. For instance, a driver with two speeding tickets in the past year may have to pay more than a driver with a clean record.
- Car’s Value: The higher the value of the Toyota Highlander, the more it will cost to insure. This is because a more expensive car will cost more to repair or replace. For example, a brand-new Highlander will be more expensive to insure than a used one.
- Location: The area where the Toyota Highlander is primarily driven and parked can influence the insurance cost. Areas with high crime or accident rates typically have higher insurance costs. For example, a Highlander parked in a high-crime area of Dubai might have a higher premium than one in a safer area.
- Usage of the Car: The more the Toyota Highlander is driven, the higher the insurance cost will be. This is because the more a car is on the road, the greater the risk of an accident. For instance, a Highlander driven 20,000 kilometers a year will cost more to insure than one driven 5,000 kilometers.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install safety features in your Highlander
- Opt for a higher deductible
- Bundle your insurance policies
- Maintain a clean driving record
- Limit vehicle usage to lower mileage
Eligibility Criteria and Documents Required
Obtaining Toyota Highlander insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Toyota Highlander Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Toyota Highlander Car Insurance in the UAE?
Ready to purchaseToyota Highlander insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Toyota, Highlander, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Toyota Highlander with the coverage it deserves!
Also check:
FAQs
1. Are Toyota Highlander cars expensive to insure?
The cost of insuring a Toyota Highlander in the UAE can vary widely based on factors such as driver’s age, driving history, and coverage type, but generally, it is not considered expensive compared to high-end luxury cars.
2. What to do in case of theft my Toyota Highlander car?
In case of theft of your Toyota Highlander, immediately report it to the local police and your insurance company. They will guide you through the process of claim settlement.
3. Why should I buy comprehensive car insurance for my Toyota Highlander car?
Buying comprehensive car insurance for your Toyota Highlander is recommended as it provides coverage not only for damages to other cars but also for theft, fire, or damages to your own car.