Originating from China, this distinguished Ford Escort is renowned for its exceptional performance and reliability.
As a Compact Sedan with a sleek 4-door sedan body style, it radiates an air of refinement and style. Powered by a robust 1.5 I4 FWD engine paired with an efficient 6A gearbox, it offers an exhilarating driving experience. With 121hp and 150 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 11 seconds. You can enjoy cruising at a maximum speed of 187kph, while the impressive economy of 19.2 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Ford Escort insurance becomes of paramount importance.
To learn more about Ford Escort car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Ford Escort Car Insurance Plans
When it comes to insuring your Escort, there are two primary options to consider:
- Third-party insurance: Offers coverage for damages inflicted on another person’s property or bodily injuries caused by the insured Ford Escort during an accident, but doesn’t cover the policyholder’s own vehicle or personal injuries
- Comprehensive insurance: Provides extensive protection covering not only third-party liabilities but also damages to the insured Ford Escort due to accidents, theft, fire, natural disasters, and vandalism. It even covers the policyholder’s personal injuries.
Considering the value and significance of your Escort, selecting the right insurance plan tailored to your needs is vital.
Average Ford Escort Insurance Costs
Multiple insurance companies provide coverage for the Ford Escort, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1000 to AED 2400.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Driver’s Age and Experience: For Ford Escort, like any other car, a driver’s age and driving experience significantly influence the insurance cost. Younger and less experienced drivers often face higher premiums. For example, a 20-year-old driver may pay more for insurance than a 40-year-old driver with no claims history.
- Vehicle Usage: How often and where the Ford Escort is driven can also impact insurance costs. Vehicles used for daily commuting or long-distance travel may have higher premiums due to increased risk. For instance, a car driven for 100 kilometers a day will likely have a higher insurance cost than one driven for 10 kilometers a day.
- Car’s Safety Features: The Ford Escort’s safety features can influence the insurance premium. Cars equipped with advanced safety features like anti-lock brakes or electronic stability control can often secure lower premiums. For example, a Ford Escort with a rearview camera and advanced braking system may have lower insurance costs than one without these features.
- Claims History: The claims history of the Ford Escort owner plays a significant role in determining the insurance cost. Drivers with a history of many claims are likely to face higher premiums. For instance, a driver who made three insurance claims in the past year may have to pay more for insurance than a driver with no claims.
- Location: The location where the Ford Escort is primarily used can impact insurance costs. Areas with high traffic or accident rates typically lead to higher premiums. For example, a car based in a bustling city center may have a higher insurance cost than one in a rural area with less traffic.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Opt for a high deductible policy
- Install safety features in your Escort
- Maintain a clean driving record
- Limit the mileage of your Ford Escort
- Bundle insurance policies for discounts
Eligibility Criteria and Documents Required
Obtaining Ford Escort insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Ford Escort Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Ford Escort Car Insurance in the UAE?
Ready to purchaseFord Escort insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Ford, Escort, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Ford Escort with the coverage it deserves!
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FAQs
1. Are Ford Escort cars expensive to insure?
The cost of insuring a Ford Escort in UAE can vary based on factors like your driving history, age, and the specific model of the car. Generally, it’s considered moderately priced to insure.
2. What to do in case of theft my Ford Escort car?
In case of theft of your Ford Escort, immediately report it to the police and then inform your insurance company. They will guide you through the claim process.
3. Why should I buy comprehensive car insurance for my Ford Escort car?
Comprehensive car insurance for your Ford Escort is recommended as it covers all kinds of damages and losses, including theft, natural disasters, and collisions, providing you with complete peace of mind.