Originating from Germany, this distinguished Ford Fiesta is renowned for its exceptional performance and reliability.
As a Sub-Compact Hatchback with a sleek 5-door hatchback body style, it radiates an air of refinement and style. Powered by a robust 1.6 I4 FWD engine paired with an efficient 6A gearbox, it offers an exhilarating driving experience. With 120hp and 152 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 12.5 seconds. You can enjoy cruising at a maximum speed of 175kph, while the impressive economy of 15.2 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Ford Fiesta insurance becomes of paramount importance.
To learn more about Ford Fiesta car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Ford Fiesta Car Insurance Plans
When it comes to insuring your Fiesta, there are two primary options to consider:
- Third-party insurance: Offers coverage against damages caused to a third-party’s life or property by your Ford Fiesta, but doesn’t cover your own vehicle’s damages or theft
- Comprehensive insurance: Provides extensive protection, covering both third-party liabilities and damages to your own car due to accidents, theft, natural disasters, or vandalism. It also includes personal accident coverage for the driver.
Considering the value and significance of your Fiesta, selecting the right insurance plan tailored to your needs is vital.
Average Ford Fiesta Insurance Costs
Multiple insurance companies provide coverage for the Ford Fiesta, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1300 to AED 3000.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Vehicle’s Age and Condition: The age and condition of your Ford Fiesta can greatly impact your insurance costs. Older or poorly maintained cars are typically more expensive to insure because they are more likely to break down or require repairs. For example, a 2010 Ford Fiesta with high mileage and several mechanical issues will likely cost more to insure than a 2020 model in good condition.
- Driver’s Age and Driving History: Insurance companies consider the age and driving record of the driver when determining insurance costs. Younger drivers or those with a history of accidents or traffic violations can expect higher premiums. For instance, a 22-year-old driver with a recent speeding ticket will likely pay more for insurance than a 45-year-old driver with a clean record.
- Location: Where you live and use your Ford Fiesta also affects your insurance costs. Areas with high rates of vehicle theft or accidents usually have higher insurance rates. For example, if you live in a densely populated urban area with high crime rates, you may pay more for insurance than if you live in a rural area with low crime rates.
- Car Usage: How frequently and for what purpose you use your Ford Fiesta can impact your insurance costs. Cars used for daily commuting or long-distance travel are often more expensive to insure than cars used occasionally or for short trips. For example, if you use your Fiesta to commute to work daily over long distances, your insurance costs may be higher than if you only use it for occasional weekend trips.
- Coverage Type: The type and amount of coverage you choose for your Ford Fiesta will influence your insurance costs. Comprehensive insurance plans that cover a wide range of potential damages are usually more expensive than basic liability coverage. For instance, a comprehensive insurance plan that covers theft, vandalism, and all types of collision damage will be more costly than a plan that only covers damage to other vehicles in the event of an accident caused by you.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install safety features in Fiesta
- Choose a high deductible plan
- Maintain a clean driving record
- Limit Fiesta’s annual mileage
- Bundle insurance policies
Eligibility Criteria and Documents Required
Obtaining Ford Fiesta insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Ford Fiesta Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Ford Fiesta Car Insurance in the UAE?
Ready to purchaseFord Fiesta insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Ford, Fiesta, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Ford Fiesta with the coverage it deserves!
Also check:
FAQs
1. Are Ford Fiesta cars expensive to insure?
The cost of insuring a Ford Fiesta in UAE can vary based on factors like your driving history, age, and the car’s specifications. However, it’s generally considered moderately priced to insure.
2. What to do in case of theft my Ford Fiesta car?
In case of theft of your Ford Fiesta car, immediately report the incident to the local police and your insurance company. Your insurer will guide you through the claim process.
3. Why should I buy comprehensive car insurance for my Ford Fiesta car?
Comprehensive car insurance for your Ford Fiesta is recommended as it provides extensive coverage, including damages due to accidents, theft, fire, natural disasters, and vandalism. It offers peace of mind on the road.