Originating from Germany, this distinguished Ford Focus is renowned for its exceptional performance and reliability.
As a Compact Hatchback with a sleek 4-door sedan, 5-door hatchback, 5-door wagon body style, it radiates an air of refinement and style. Powered by a robust 1.5TC I4 FWD engine paired with an efficient 8 gearbox, it offers an exhilarating driving experience. With 150hp and 240 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 8.9 seconds. You can enjoy cruising at a maximum speed of 212kph, while the impressive economy of 18.2 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Ford Focus insurance becomes of paramount importance.
To learn more about Ford Focus car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Ford Focus Car Insurance Plans
When it comes to insuring your Focus, there are two primary options to consider:
- Third-party insurance: Offers coverage for damages inflicted on other vehicles, property, or individuals in an accident where the Ford Focus driver is at fault, but doesn’t cover the policyholder’s own losses
- Comprehensive insurance: Provides extensive protection, covering both third-party liabilities and damages to the insured Ford Focus, including from accidents, theft, fire, vandalism, and natural disasters. This plan also typically includes personal accident coverage for the driver.
Considering the value and significance of your Focus, selecting the right insurance plan tailored to your needs is vital.
Average Ford Focus Insurance Costs
Multiple insurance companies provide coverage for the Ford Focus, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1300 to AED 3100.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Age of the Driver: The age of the driver plays a significant role in determining the insurance cost for a Ford Focus in UAE. Younger drivers typically have less experience and therefore pose a higher risk, leading to higher insurance premiums. For example, a 20-year-old driver might pay more for insurance than a 30-year-old driver.
- Driving Record: Your driving record is another crucial factor. If you have a history of accidents or traffic violations with your Ford Focus, your insurance cost is likely to be higher. For instance, a driver with two speeding tickets in the past year will likely pay more than a driver with a clean record.
- Location: Where you live and drive your Ford Focus in UAE can impact your insurance costs. Areas with higher traffic density or higher crime rates can lead to increased premiums. For example, insurance costs might be higher for a driver living in a densely populated city compared to a driver in a rural area.
- Car’s Value: The value of your Ford Focus also influences your insurance cost. A newer model or a model with added features and modifications typically has a higher value, leading to higher insurance costs. For example, a Ford Focus 2020 model will likely have higher insurance costs than a Ford Focus 2010 model.
- Coverage Type: The type of coverage you choose for your Ford Focus will impact your insurance cost. Comprehensive coverage, which covers a wide range of incidents, is more expensive than basic third-party liability coverage. For instance, a policy that includes collision, comprehensive, and liability coverage will cost more than a policy that only includes liability coverage.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install anti-theft devices in your Ford Focus
- Maintain a clean driving record
- Opt for a higher deductible
- Limit your annual mileage
- Bundle your insurance policies
Eligibility Criteria and Documents Required
Obtaining Ford Focus insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Ford Focus Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Ford Focus Car Insurance in the UAE?
Ready to purchaseFord Focus insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Ford, Focus, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Ford Focus with the coverage it deserves!
1. Are Ford Focus cars expensive to insure?
The cost of insuring a Ford Focus in UAE depends on various factors such as the driver’s age, driving history, and the car’s model year. However, it’s generally considered moderate compared to high-end luxury cars.
2. What to do in case of theft my Ford Focus car?
In case of theft, immediately report the incident to the local police and your insurance company. Provide all the required details and documents to facilitate the claim process.
3. Why should I buy comprehensive car insurance for my Ford Focus car?
Comprehensive car insurance for your Ford Focus is recommended because it provides extensive coverage. It covers not only third-party liabilities but also damages to your own car due to accidents, theft, fire, and natural disasters.