Originating from Thailand, this distinguished Honda City is renowned for its exceptional performance and reliability.
As a Sub-Compact Sedan with a sleek 4-door sedan body style, it radiates an air of refinement and style. Powered by a robust 1.5 I4 FWD engine paired with an efficient CVT gearbox, it offers an exhilarating driving experience. With 120hp and 145 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 10.2 seconds. You can enjoy cruising at a maximum speed of 190kph, while the impressive economy of 18.5 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Honda City insurance becomes of paramount importance.
To learn more about Honda City car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Honda City Car Insurance Plans
When it comes to insuring your City, there are two primary options to consider:
- Third-party insurance: Offers coverage against damages caused to a third-party vehicle, property, or person in an accident where the insured Honda City is at fault. It doesn’t cover damages to the insured car or driver
- Comprehensive insurance: Provides extensive protection, covering damages to the insured Honda City, driver, as well as third-party liabilities. It includes coverage for theft, vandalism, natural disasters, and even minor scratches or dents, offering a higher level of financial security.
Considering the value and significance of your City, selecting the right insurance plan tailored to your needs is vital.
Average Honda City Insurance Costs
Multiple insurance companies provide coverage for the Honda City, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 900 to AED 2800.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Age and Driving Experience of the Insured: The age and driving experience of the Honda City owner can significantly influence the insurance cost. Generally, younger drivers or those with less driving experience are considered higher risk, thus may have higher insurance premiums. For example, a 20-year-old driver may pay more for insurance than a 40-year-old driver with 20 years of driving experience.
- Vehicle Use: How often and where you drive your Honda City can also affect insurance costs. If you use your car frequently or for long-distance commuting, you may face higher premiums. For instance, if you use your Honda City for daily commuting in heavy traffic, your insurance cost might be higher than someone who uses their car only for weekend drives.
- Car’s Safety Features: The safety features in your Honda City can help reduce insurance costs. Cars with more safety features are often seen as less risky to insure. For example, a Honda City equipped with advanced safety features like anti-lock brakes, airbags, and a rearview camera may attract lower insurance premiums compared to a model without these features.
- Claim History: Your claim history can significantly impact your Honda City insurance costs. If you have a history of frequent insurance claims, insurers may consider you a high-risk driver and increase your premiums. For example, if you’ve made two claims in the past year, your insurance cost might be higher than someone who hasn’t made any claims in the last five years.
- Location: Where you live and park your Honda City in UAE can influence your insurance cost. Areas with high crime rates or a high incidence of car accidents may result in higher premiums. For example, parking your Honda City in a neighborhood known for vehicle theft might result in higher insurance costs compared to parking in a secure, low-crime area.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install anti-theft devices in your Honda City
- Opt for a high deductible insurance plan
- Avail no-claim bonus on your policy
- Bundle insurance policies for discounts
- Regularly service your Honda City
Eligibility Criteria and Documents Required
Obtaining Honda City insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Honda City Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Honda City Car Insurance in the UAE?
Ready to purchaseHonda City insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Honda, City, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Honda City with the coverage it deserves!
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FAQs
1. Are Honda City cars expensive to insure?
The insurance cost for Honda City in UAE varies depending on factors like the driver’s history and the car’s age, but it’s generally considered moderate compared to high-end cars.
2. What to do in case of theft my Honda City car?
In case of theft, immediately report to the police and obtain a police report. Then, inform your insurance company to initiate the claim process.
3. Why should I buy comprehensive car insurance for my Honda City car?
Comprehensive car insurance for your Honda City is advisable as it covers a wide range of incidents including theft, fire, and damages caused by accidents or natural disasters.