Originating from United States, this distinguished Honda Civic is renowned for its exceptional performance and reliability.
As a Compact Sedan with a sleek 4-door sedan body style, it radiates an air of refinement and style. Powered by a robust 1.5TC I4 FWD engine paired with an efficient CVT gearbox, it offers an exhilarating driving experience. With 180hp and 240 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 7.5 seconds. You can enjoy cruising at a maximum speed of 210kph, while the impressive economy of 17.9 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Honda Civic insurance becomes of paramount importance.
To learn more about Honda Civic car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Honda Civic Car Insurance Plans
When it comes to insuring your Civic, there are two primary options to consider:
- Third-party insurance: Covers damages inflicted on other vehicles or property in an accident where the Honda Civic driver is at fault, but it doesn’t cover the driver’s own vehicle repairs or medical costs
- Comprehensive insurance: Provides extensive protection including third-party liability and also covers the driver’s own vehicle for damages from accidents, theft, fire, and natural disasters. It may also cover personal injury costs and rental car expenses during repairs.
Considering the value and significance of your Civic, selecting the right insurance plan tailored to your needs is vital.
Average Honda Civic Insurance Costs
Multiple insurance companies provide coverage for the Honda Civic, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 800 to AED 2800.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Driver’s Age and Experience: The age and experience of the Honda Civic driver can significantly influence the insurance cost. Younger drivers or those with less driving experience may face higher premiums due to the perceived risk. For example, a 20-year-old driver might pay more for insurance than a 35-year-old driver with a decade of driving experience.
- Car’s Value: The value of your Honda Civic plays a crucial role in determining the insurance cost. A newer or higher-end model typically costs more to insure as it would be more expensive to repair or replace. For instance, insuring a 2022 Honda Civic will likely cost more than insuring a 2010 model.
- Location: Where you live and drive your Honda Civic in the UAE can influence your insurance costs. Areas with higher crime or accident rates may lead to higher premiums. For example, a driver living in a crowded city might pay more for insurance than someone living in a less populated area.
- Driving Record: A clean driving record can help reduce the cost of insuring your Honda Civic. Drivers with histories of accidents or serious traffic violations are often charged higher rates. For instance, a driver with no traffic violations will likely pay less than a driver with several speeding tickets.
- Insurance Coverage: The type and amount of coverage you choose for your Honda Civic will also affect the cost. Comprehensive coverage that includes collision, theft, and other damages will cost more than basic liability coverage. For example, a policy covering damages from theft, fire, and accidents will be more expensive than a policy that only covers third-party liability.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Opt for a higher deductible
- Install safety features in the car
- Maintain a clean driving record
- Limit the yearly mileage
- Take advantage of no-claims discounts
Eligibility Criteria and Documents Required
Obtaining Honda Civic insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Honda Civic Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Honda Civic Car Insurance in the UAE?
Ready to purchaseHonda Civic insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Honda, Civic, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Honda Civic with the coverage it deserves!
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FAQs
1. Are Honda Civic cars expensive to insure?
The insurance cost for a Honda Civic in UAE may vary based on factors like the driver’s age, driving history, and the car’s model year. However, it’s generally considered affordable compared to high-end luxury cars.
2. What to do in case of theft my Honda Civic car?
In case of theft, immediately report it to the local police and your insurance provider. Provide all necessary details and documents for claim processing.
3. Why should I buy comprehensive car insurance for my Honda Civic car?
Comprehensive car insurance for your Honda Civic is recommended as it covers a wide range of incidents including theft, fire, vandalism, and damages caused by natural disasters. It provides a higher level of protection compared to basic third-party liability insurance.