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Car Insurance for Kia Seltos

Originating from India, this distinguished Kia Seltos is renowned for its exceptional performance and reliability.

As a Sub-Compact SUV with a sleek 5-door wagon body style, it radiates an air of refinement and style. Powered by a robust 1.6 I4 FWD engine paired with an efficient 6A gearbox, it offers an exhilarating driving experience. With 121hp and 151 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 11.5 seconds. You can enjoy cruising at a maximum speed of 180kph, while the impressive economy of 16.7 km/L ensures an efficient and cost-effective ride.

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However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Kia Seltos insurance becomes of paramount importance.

To learn more about Kia Seltos car insurance in the UAE, including its benefits and prices, keep reading this article.

Types of Kia Seltos Car Insurance Plans

When it comes to insuring your Seltos, there are two primary options to consider:

  1. Third-party insurance: Covers damages inflicted on another person’s property or injuries sustained by them in an accident where you’re at fault. It doesn’t cover your own vehicle damage or personal injury costs.
  2. Comprehensive insurance: Provides extensive coverage including personal injury, own vehicle damage, and third-party liabilities. It also covers damages due to theft, vandalism, fire, natural disasters, and even if your Kia Seltos is hit by an uninsured driver.

Considering the value and significance of your Seltos, selecting the right insurance plan tailored to your needs is vital.

Average Kia Seltos Insurance Costs

Multiple insurance companies provide coverage for the Kia Seltos, and prices can vary slightly based on the chosen insurer and plan.

On average, the annual premium typically starts from AED 1100 to AED 2600.

Factors Influencing Insurance Costs

The car insurance cost in the UAE depends on several factors, such as:

  • Age of the Driver: The age of the driver is a significant factor that influences the cost of Kia Seltos car insurance in the UAE. Younger drivers, especially those under 25, are typically considered high-risk and therefore can expect higher insurance premiums. For example, a 23-year-old driver might pay more for insurance than a 35-year-old driver.
  • Driving Record: A driver’s record is another crucial factor. If you have a history of accidents or traffic violations, your insurance premium for Kia Seltos is likely to be higher. For instance, if you’ve had two speeding tickets in the past year, your insurance cost may increase.
  • Location: Where you live and where the car will be driven also plays a part in determining the insurance cost. Areas with high accident rates or car thefts usually lead to higher premiums. For example, if you live in a densely populated city with high accident rates, you may pay more than someone living in a rural area.
  • Car’s Value: The cost of the car is another determining factor. Higher value cars like Kia Seltos often come with higher insurance costs because they’re more expensive to repair or replace. For example, a brand new Kia Seltos will cost more to insure than a used one.
  • Coverage Type: The type and amount of coverage you choose for your Kia Seltos will also influence the cost. Comprehensive coverage, which includes damages from theft, vandalism, and natural disasters, will cost more than just collision coverage. For example, if you opt for comprehensive coverage, expect your premium to be higher than if you only choose collision coverage.

Tips to Reduce Your Car Insurance Premiums in the UAE

  • Install advanced safety features
  • Maintain a clean driving record
  • Opt for a high deductible plan
  • Bundle insurance policies
  • Limit unnecessary modifications

Eligibility Criteria and Documents Required

Obtaining Kia Seltos insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.

Eligibility Criteria and Documents Required for Car Insurance in UAE

Best Kia Seltos Car Insurance Providers

Here are the best car insurance providers in the UAE that you can explore:

  • AXA Redefining Insurance
  • Union Insurance
  • Oman Insurance Company
  • Noor Takaful
  • Dubai Insurance

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How to Buy Kia Seltos Car Insurance in the UAE?

Ready to purchaseKia Seltos  insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.

We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.

Just follow these simple steps:

  1. Visit our Get Quotes page
  2. Select the Kia, Seltos, and year of manufacturing of your car
  3. Select the city where you will be registering the insurance
  4. Enter the value of your car and specify any previous insurance claims
  5. Specify the duration of your UAE driving license
  6. Lastly, select the type of insurance coverage you prefer

And you’re done!

Upon completing these details, you will see a quote for your car. Begin the process now and protect your Kia Seltos with the coverage it deserves!

Also check:


1. Are Kia Seltos cars expensive to insure?

The cost of insuring a Kia Seltos in UAE can vary based on factors like the driver’s age, driving history, and the coverage chosen, but it’s generally considered moderate compared to other vehicles.

2. What to do in case of theft my Kia Seltos car?

In case of theft of your Kia Seltos, immediately report it to the local police and your insurance provider. They will guide you through the next steps.

3. Why should I buy comprehensive car insurance for my Kia Seltos car?

Buying comprehensive car insurance for your Kia Seltos is beneficial as it covers damages from accidents, theft, natural disasters, and other unforeseen events, providing you with financial protection and peace of mind.