Originating from South Korea, this distinguished Kia Soul is renowned for its exceptional performance and reliability.
As a Sub-Compact SUV with a sleek 5-door hatchback body style, it radiates an air of refinement and style. Powered by a robust 1.6 I4 FWD engine paired with an efficient 6A gearbox, it offers an exhilarating driving experience. With 122hp and 156 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 12.5 seconds. You can enjoy cruising at a maximum speed of 177kph, while the impressive economy of 12.2 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Kia Soul insurance becomes of paramount importance.
To learn more about Kia Soul car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Kia Soul Car Insurance Plans
When it comes to insuring your Soul, there are two primary options to consider:
- Third-party insurance: Covers damages inflicted on other vehicles, property, or individuals in an accident caused by your Kia Soul, but doesn’t pay for any damages to your own car or personal injuries
- Comprehensive insurance: Provides extensive coverage including damages to your Kia Soul due to accidents, theft, fire, natural disasters, and vandalism, as well as third-party liabilities. It also covers personal injury costs and can include additional benefits like roadside assistance.
Considering the value and significance of your Soul, selecting the right insurance plan tailored to your needs is vital.
Average Kia Soul Insurance Costs
Multiple insurance companies provide coverage for the Kia Soul, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1000 to AED 2800.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Age of the Driver: The age of the driver is a crucial factor in determining the insurance cost for your Kia Soul in UAE. Generally, younger drivers are considered more risk-prone, leading to higher insurance costs. For example, a 22-year-old driver might pay more for insurance than a 35-year-old driver.
- Driving Record: Your driving record plays a significant role in your Kia Soul’s insurance cost. If you have a history of violations, accidents, or claims, your insurance cost may be higher. For instance, if you have had two speeding tickets in the past year, your insurance premium could be higher than a driver with a clean record.
- Location: Where you live and use your Kia Soul in UAE can impact your insurance cost. Areas with higher traffic density or crime rates often have higher insurance costs. For example, living in a bustling city center might result in higher insurance costs compared to a quieter suburb.
- Car’s Value: The cost of your Kia Soul directly affects your insurance cost. More expensive cars usually cost more to insure as they would cost more to repair or replace. For instance, a brand new Kia Soul will be more expensive to insure than a used one.
- Security Features: The safety and security features in your Kia Soul can also influence your insurance cost. Cars with advanced safety features are usually cheaper to insure as they reduce the risk of serious damage or theft. For example, having a modern alarm system in your Kia Soul might reduce your insurance cost.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Opt for a higher deductible
- Install safety features in your Kia Soul
- Maintain a clean driving record
- Bundle your insurance policies
- Compare multiple insurance quotes
Eligibility Criteria and Documents Required
Obtaining Kia Soul insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Kia Soul Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Kia Soul Car Insurance in the UAE?
Ready to purchaseKia Soul insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Kia, Soul, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Kia Soul with the coverage it deserves!
1. Are Kia Soul cars expensive to insure?
The cost of insuring a Kia Soul in the UAE can vary based on factors like driving history and coverage level, but it’s generally considered moderate compared to other vehicles.
2. What to do in case of theft my Kia Soul car?
In case of theft of your Kia Soul car, immediately report it to the local police and then inform your insurance provider.
3. Why should I buy comprehensive car insurance for my Kia Soul car?
Buying comprehensive car insurance for your Kia Soul is beneficial as it provides coverage not only for damages caused to others but also for your own vehicle, including theft, vandalism, and damage from natural disasters.