Originating from United Kingdom, this distinguished Rolls Royce Phantom is renowned for its exceptional performance and reliability.
As a Luxury Large Sedan with a sleek 4-door sedan, 4-door long sedan body style, it radiates an air of refinement and style. Powered by a robust 6.75 V12 RWD engine paired with an efficient 8A gearbox, it offers an exhilarating driving experience. With 563hp and 900 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 5.4 seconds. You can enjoy cruising at a maximum speed of 250kph, while the impressive economy of 6.8 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Rolls Royce Phantom insurance becomes of paramount importance.
To learn more about Rolls Royce Phantom car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Rolls Royce Phantom Car Insurance Plans
When it comes to insuring your Phantom, there are two primary options to consider:
- Third-party insurance: Covers damages to other vehicles, property, or individuals involved in an accident caused by your Rolls Royce Phantom, excluding personal harm or damage to your own car.
- Comprehensive insurance: Provides extensive protection, covering both third-party liabilities and damages to your own Rolls Royce Phantom, including due to accidents, theft, fire, or vandalism. Also covers personal injury costs.
Considering the value and significance of your Phantom, selecting the right insurance plan tailored to your needs is vital.
Average Rolls Royce Phantom Insurance Costs
Multiple insurance companies provide coverage for the Rolls Royce Phantom, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 3000 to AED 11000.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Car’s Value: The Rolls Royce Phantom is one of the most expensive vehicles on the market, which directly impacts the insurance cost. For example, if the car’s value is high, the cost to repair or replace it in case of an accident will also be high, increasing the insurance premium.
- Driver’s Age and Driving Record: The age and driving record of the person who will be driving the Rolls Royce Phantom can significantly impact the insurance cost. For instance, a younger driver or a driver with a history of accidents or traffic violations will likely face higher insurance premiums due to the increased risk.
- Location: Where the Rolls Royce Phantom is primarily driven and stored can affect the insurance cost. For example, areas with high traffic or crime rates may lead to higher insurance premiums due to the increased risk of accidents or theft.
- Car’s Safety Features: The Rolls Royce Phantom comes equipped with a variety of advanced safety features, which can help to lower insurance costs. For example, features like advanced braking systems and collision warning systems can reduce the risk of accidents, leading to lower insurance premiums.
- Annual Mileage: The more the Rolls Royce Phantom is driven, the higher the risk of an accident, which can increase the insurance cost. For example, a car driven for 20,000 kilometers a year will likely have a higher insurance premium than a car driven for 5,000 kilometers a year.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install advanced security features
- Maintain a clean driving record
- Choose a high deductible plan
- Limit the Phantom’s annual mileage
- Bundle insurance policies
Eligibility Criteria and Documents Required
Obtaining Rolls Royce Phantom insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Rolls Royce Phantom Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Rolls Royce Phantom Car Insurance in the UAE?
Ready to purchaseRolls Royce Phantom insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Rolls Royce, Phantom, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Rolls Royce Phantom with the coverage it deserves!
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FAQs
1. Are Rolls Royce Phantom cars expensive to insure?
Yes, Rolls Royce Phantom insurance tends to be expensive due to the high value of the car and the costly repairs it may require.
2. What to do in case of theft my Rolls Royce Phantom car?
In case of theft, immediately report it to the police and your insurance provider. Provide all necessary details and documentation to facilitate the claim process.
3. Why should I buy comprehensive car insurance for my Rolls Royce Phantom car?
Buying comprehensive insurance for your Rolls Royce Phantom is recommended as it covers a wide range of incidents including theft, vandalism, natural disasters, and accidents, providing you with financial protection.