Originating from Japan, this distinguished Toyota 86 is renowned for its exceptional performance and reliability.
As a Sports Coupe with a sleek 2-door coupe body style, it radiates an air of refinement and style. Powered by a robust 2.0 F4 RWD engine paired with an efficient 6M/6A gearbox, it offers an exhilarating driving experience. With 200hp and 205 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 7.6-8.2 seconds. You can enjoy cruising at a maximum speed of 210-226kph, while the impressive economy of 11.9 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Toyota 86 insurance becomes of paramount importance.
To learn more about Toyota 86 car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Toyota 86 Car Insurance Plans
When it comes to insuring your 86, there are two primary options to consider:
- Third-party insurance: Covers liabilities towards third parties for injuries, death, and property damage caused by your Toyota 86. It doesn’t cover any damages to your own vehicle or self-inflicted injuries.
- Comprehensive insurance: Provides all-inclusive coverage, which includes third-party liabilities and damages to your own vehicle due to accidents, theft, fire, or vandalism. It also covers damages caused by natural disasters and offers personal accident coverage for the driver.
Considering the value and significance of your 86, selecting the right insurance plan tailored to your needs is vital.
Average Toyota 86 Insurance Costs
Multiple insurance companies provide coverage for the Toyota 86, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1400 to AED 3300.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Age of the Driver: Insurance companies often consider the age of the driver when determining insurance costs. Younger drivers, particularly those under 25, are statistically more likely to be involved in accidents, leading to higher premiums. For instance, a 22-year-old Toyota 86 owner might pay more for insurance than a 40-year-old owner.
- Driving Record: A driver with a clean record is likely to pay less for Toyota 86 insurance than one with multiple traffic violations or accidents. For example, a driver with multiple speeding tickets in the past year may see significantly higher rates.
- Car’s Value: The Toyota 86 is a sports car, and its higher market value can lead to higher insurance costs. If the car is totaled in an accident, the insurance company will have to pay more to replace it. For instance, insuring a brand new Toyota 86 will be more expensive than insuring a 5-year-old model.
- Location: Insurance costs can vary based on where the car is primarily driven and stored. Areas with higher crime rates or a high incidence of accidents may lead to higher premiums. For example, a Toyota 86 owner living in a busy city centre might pay more than someone living in a quiet suburb.
- Annual Mileage: The more a car is driven, the more likely it is to be involved in an accident, which can lead to higher insurance costs. For example, a Toyota 86 that is driven 20,000 kilometers a year will likely cost more to insure than one driven 5,000 kilometers a year.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install safety features in Toyota 86
- Choose a high deductible plan
- Avoid unnecessary modifications
- Use Toyota 86 for personal use
- Maintain a clean driving record
Eligibility Criteria and Documents Required
Obtaining Toyota 86 insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Toyota 86 Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Toyota 86 Car Insurance in the UAE?
Ready to purchaseToyota 86 insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Toyota, 86, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Toyota 86 with the coverage it deserves!
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FAQs
1. Are Toyota 86 cars expensive to insure?
The cost of insuring a Toyota 86 in UAE can vary depending on factors like driver’s age, driving history, and coverage type, but generally, sports cars like the 86 may be slightly more expensive to insure due to their high-performance nature.
2. What to do in case of theft my Toyota 86 car?
In case of theft of your Toyota 86, immediately report it to the local police and your insurance provider. They will guide you through the process of making a claim.
3. Why should I buy comprehensive car insurance for my Toyota 86 car?
Comprehensive car insurance for your Toyota 86 is highly recommended as it covers not just third-party liabilities but also damages to your own car due to accidents, theft, or natural disasters.