Originating from Japan, this distinguished Toyota Camry is renowned for its exceptional performance and reliability.
As a Midsize Sedan with a sleek 4-door sedan body style, it radiates an air of refinement and style. Powered by a robust 2.5 I4 FWD engine paired with an efficient 8A gearbox, it offers an exhilarating driving experience. With 204hp and 243 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 9.2 seconds. You can enjoy cruising at a maximum speed of 195kph, while the impressive economy of 13.5 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Toyota Camry insurance becomes of paramount importance.
To learn more about Toyota Camry car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Toyota Camry Car Insurance Plans
When it comes to insuring your Camry, there are two primary options to consider:
- Third-party insurance: Covers liabilities towards third-party injuries, death, and property damage due to an accident involving your Toyota Camry, but doesn’t provide protection for your own vehicle’s damages or theft.
- Comprehensive insurance: Offers extensive protection, covering all third-party liabilities, as well as damages to your own car due to accidents, theft, natural calamities, fire, or vandalism. It can also include personal accident coverage for the driver and passengers.
Considering the value and significance of your Camry, selecting the right insurance plan tailored to your needs is vital.
Average Toyota Camry Insurance Costs
Multiple insurance companies provide coverage for the Toyota Camry, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1900 to AED 7400.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Driver’s Age and Experience: If the driver of the Toyota Camry is young or inexperienced, the insurance cost is likely to be higher. This is because younger and less experienced drivers are statistically more likely to be involved in accidents. For example, a 20-year-old driver might pay more for insurance than a 40-year-old driver with a clean driving record.
- Vehicle’s Age and Condition: The age and condition of the Toyota Camry can also influence the insurance cost. Older models or those in poor condition might require more frequent repairs, leading to higher insurance costs. For instance, a 10-year-old Camry might have higher insurance premiums than a brand-new model.
- Insurance Coverage Type: The type of insurance coverage you choose for your Toyota Camry can impact the cost. Comprehensive coverage, which covers all types of damage and incidents, is more expensive than third-party liability coverage, which only covers damages to other people’s property. For example, choosing comprehensive coverage will result in higher premiums than opting for third-party liability.
- Driver’s Claim History: If the driver of the Toyota Camry has a history of making numerous insurance claims, the cost of insurance may increase. Insurance companies view such drivers as high risk. For example, a driver who has made three claims in the past two years would likely face higher insurance premiums than a driver with no claims.
- Location: The location where the Toyota Camry is primarily driven and parked can affect insurance costs. Areas with high crime rates or a high incidence of car accidents can result in higher premiums. For example, parking your Camry in a neighborhood known for frequent car thefts could lead to higher insurance costs compared to parking in a secure garage in a low-crime area.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install safety features in Camry
- Choose a high deductible plan
- Maintain a clean driving record
- Regularly service your Toyota Camry
- Compare insurance providers annually
Eligibility Criteria and Documents Required
Obtaining Toyota Camry insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Toyota Camry Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Toyota Camry Car Insurance in the UAE?
Ready to purchaseToyota Camry insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Toyota, Camry, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Toyota Camry with the coverage it deserves!
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FAQs
1. Are Toyota Camry cars expensive to insure?
Toyota Camry is not typically expensive to insure in UAE, as it is considered a safe and reliable vehicle.
2. What to do in case of theft my Toyota Camry car?
In case of theft of your Toyota Camry, immediately report the incident to the police and your insurance provider.
3. Why should I buy comprehensive car insurance for my Toyota Camry car?
Buying comprehensive car insurance for your Toyota Camry is advisable as it covers a wide range of incidents including theft, fire, and damages caused by accidents or natural disasters.