Originating from Sweden, this distinguished Volvo XC60 is renowned for its exceptional performance and reliability.
As a Premium Compact SUV with a sleek 5-door wagon body style, it radiates an air of refinement and style. Powered by a robust 2.0TC I4 4WD engine paired with an efficient 8A gearbox, it offers an exhilarating driving experience. With 254hp and 350 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 6.8 seconds. You can enjoy cruising at a maximum speed of 220kph, while the impressive economy of 13.7 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Volvo XC60 insurance becomes of paramount importance.
To learn more about Volvo XC60 car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Volvo XC60 Car Insurance Plans
When it comes to insuring your XC60, there are two primary options to consider:
- Third-party insurance: Offers coverage for damages inflicted on another person’s vehicle or property during an accident, but doesn’t cover your own vehicle’s damages or theft
- Comprehensive insurance: Provides extensive protection, covering both third-party liabilities and damages to your own Volvo XC60 due to accidents, theft, fire, or natural disasters. It also includes personal accident coverage for the driver.
Considering the value and significance of your XC60, selecting the right insurance plan tailored to your needs is vital.
Average Volvo XC60 Insurance Costs
Multiple insurance companies provide coverage for the Volvo XC60, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1100 to AED 2800.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Driver’s Age and Driving Experience: Insurance companies in the UAE typically consider the age and driving experience of the Volvo XC60 owner. For example, a younger driver or a driver with less experience may be considered higher risk, leading to increased insurance premiums.
- Car’s Value: The value of the Volvo XC60 plays a significant role in determining the insurance cost. For example, a brand-new Volvo XC60 will likely have a higher insurance cost compared to a used one due to its higher replacement cost.
- Car’s Safety Features: The Volvo XC60 comes equipped with advanced safety features. The more safety features your car has, the lower your insurance cost might be. For example, features like automatic braking, lane assist, and collision warning can potentially reduce the likelihood of accidents, thus lowering insurance costs.
- Location: Where you live and drive your Volvo XC60 in the UAE can affect your insurance costs. For example, living in a high-traffic area or an area with high rates of vehicle theft may increase your insurance costs.
- Claims History: If you, as the owner of the Volvo XC60, have a history of making numerous claims, your insurance cost may be higher. For example, if you’ve made several claims in the past few years, insurers may view you as a higher-risk driver and charge higher premiums.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install safety features in XC60
- Choose a higher deductible
- Bundle insurance policies
- Maintain a clean driving record
- Avail no-claim bonus discounts
Eligibility Criteria and Documents Required
Obtaining Volvo XC60 insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Volvo XC60 Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Volvo XC60 Car Insurance in the UAE?
Ready to purchaseVolvo XC60 insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Volvo, XC60, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Volvo XC60 with the coverage it deserves!
1. Are Volvo XC60 cars expensive to insure?
The insurance cost for a Volvo XC60 can vary based on factors such as the driver’s age, driving history, and the specific model. However, due to its safety features, it may not be as expensive as other luxury cars.
2. What to do in case of theft my Volvo XC60 car?
In case of theft of your Volvo XC60, immediately report it to the local police and your insurance company. Provide them with all the necessary details and documents.
3. Why should I buy comprehensive car insurance for my Volvo XC60 car?
Comprehensive car insurance for your Volvo XC60 is recommended as it covers not only third-party liabilities but also damages to your own vehicle due to accidents, theft, or natural disasters. It provides a wider range of coverage, ensuring peace of mind.