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Car Insurance for Volvo XC90

Originating from Sweden, this distinguished Volvo XC90 is renowned for its exceptional performance and reliability.

As a Luxury Midsize SUV with a sleek 5-door wagon body style, it radiates an air of refinement and style. Powered by a robust 2.0TC I4 4WD engine paired with an efficient 8A gearbox, it offers an exhilarating driving experience. With 254hp and 350 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 7.2 seconds. You can enjoy cruising at a maximum speed of 230kph, while the impressive economy of 13.3 km/L ensures an efficient and cost-effective ride.

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However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Volvo XC90 insurance becomes of paramount importance.

To learn more about Volvo XC90 car insurance in the UAE, including its benefits and prices, keep reading this article.

Types of Volvo XC90 Car Insurance Plans

When it comes to insuring your XC90, there are two primary options to consider:

  1. Third-party insurance: Offers coverage for damages inflicted on another person’s vehicle or property, along with injury or death caused to third parties in an accident where the insured Volvo XC90 is at fault. However, it doesn’t cover damages to the insured vehicle or personal injuries of the policyholder.
  2. Comprehensive insurance: Provides extensive protection, covering both third-party liabilities and damages to the insured Volvo XC90 due to accidents, theft, or natural disasters. It also includes personal accident coverage for the policyholder, ensuring all-round financial protection.

Considering the value and significance of your XC90, selecting the right insurance plan tailored to your needs is vital.

Average Volvo XC90 Insurance Costs

Multiple insurance companies provide coverage for the Volvo XC90, and prices can vary slightly based on the chosen insurer and plan.

On average, the annual premium typically starts from AED 1100 to AED 2800.

Factors Influencing Insurance Costs

The car insurance cost in the UAE depends on several factors, such as:

  • Age of the Driver: The age of the driver plays a significant role in determining the insurance cost of Volvo XC90 in the UAE. Typically, younger drivers are seen as high risk and are likely to pay higher premiums. For example, a 25-year-old driver may pay significantly more than a 35-year-old driver for the same coverage.
  • Driving History: A clean driving record can lead to lower insurance costs. Insurers consider drivers with histories of accidents or violations as high-risk. For instance, a driver with multiple speeding tickets in the past two years would likely pay more than a driver with a clean record.
  • Car’s Value: The Volvo XC90 is a high-end vehicle, and its value can significantly impact the insurance cost. The higher the car’s value, the higher the insurance cost. For example, a brand new Volvo XC90 will command a higher premium than a used one.
  • Location: The location where the car is registered and used can affect the insurance cost. Areas with high traffic or accident rates typically have higher insurance costs. For example, a Volvo XC90 registered in a busy city like Dubai might have higher insurance costs than one registered in a quieter town.
  • Car Usage: The frequency of car usage can influence insurance costs. Cars that are used more often have a higher risk of being involved in an accident. For example, if a Volvo XC90 is used daily for commuting, it may have a higher insurance premium than a car used only on weekends.

Tips to Reduce Your Car Insurance Premiums in the UAE

  • Install safety features in Volvo XC90
  • Opt for a high deductible plan
  • Limit the mileage of your XC90
  • Maintain a clean driving record
  • Bundle insurance policies together

Eligibility Criteria and Documents Required

Obtaining Volvo XC90 insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.

Eligibility Criteria and Documents Required for Car Insurance in UAE

Best Volvo XC90 Car Insurance Providers

Here are the best car insurance providers in the UAE that you can explore:

  • AXA Redefining Insurance
  • Union Insurance
  • Oman Insurance Company
  • Noor Takaful
  • Dubai Insurance

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How to Buy Volvo XC90 Car Insurance in the UAE?

Ready to purchaseVolvo XC90  insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.

We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.

Just follow these simple steps:

  1. Visit our Get Quotes page
  2. Select the Volvo, XC90, and year of manufacturing of your car
  3. Select the city where you will be registering the insurance
  4. Enter the value of your car and specify any previous insurance claims
  5. Specify the duration of your UAE driving license
  6. Lastly, select the type of insurance coverage you prefer

And you’re done!

Upon completing these details, you will see a quote for your car. Begin the process now and protect your Volvo XC90 with the coverage it deserves!

Also check:


1. Are Volvo XC90 cars expensive to insure?

The Volvo XC90 can be more expensive to insure compared to other vehicles due to its high repair costs and safety features.

2. What to do in case of theft my Volvo XC90 car?

In case of theft of your Volvo XC90, immediately report to the police and your insurance provider. You’ll need the police report to process your claim.

3. Why should I buy comprehensive car insurance for my Volvo XC90 car?

Opting for comprehensive car insurance for your Volvo XC90 ensures protection against a wide range of risks including theft, fire, and damages caused by accidents or natural disasters. It provides greater peace of mind compared to basic insurance.