Originating from United States, this distinguished Ford Explorer is renowned for its exceptional performance and reliability.
As a Midsize SUV with a sleek 5-door wagon body style, it radiates an air of refinement and style. Powered by a robust 2.3TC I4 RWD engine paired with an efficient 10A gearbox, it offers an exhilarating driving experience. With 300hp and 420 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 7 seconds. You can enjoy cruising at a maximum speed of 180kph, while the impressive economy of 11.9 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Ford Explorer insurance becomes of paramount importance.
To learn more about Ford Explorer car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Ford Explorer Car Insurance Plans
When it comes to insuring your Explorer, there are two primary options to consider:
- Third-party insurance: Offers coverage against damages caused to a third-party’s property or person by your Ford Explorer, but does not protect your own vehicle from any harm or loss
- Comprehensive insurance: Provides an extensive protection, covering both third-party liabilities and damages to your own Ford Explorer due to accidents, theft, fire, natural disasters, or vandalism. It also includes personal accident coverage for the driver.
Considering the value and significance of your Explorer, selecting the right insurance plan tailored to your needs is vital.
Average Ford Explorer Insurance Costs
Multiple insurance companies provide coverage for the Ford Explorer, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1400 to AED 3600.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Age of the Driver: The age of the driver plays a crucial role in determining the insurance cost for a Ford Explorer in UAE. Younger drivers often face higher premiums due to their lack of driving experience. For example, a 20-year-old driver might have to pay more for their insurance than a 40-year-old driver.
- Driving Record: A driver’s record is another important factor. If you have a history of accidents or traffic violations, insurers may consider you a high-risk driver, thus increasing your insurance costs. For instance, if you have two speeding tickets on your record, your insurance premium is likely to be higher.
- Location: The area where you live and drive your Ford Explorer can impact your insurance costs. High-traffic urban areas or regions with high theft rates can lead to higher premiums. For example, living in a busy city like Dubai might lead to higher insurance costs compared to a less crowded area.
- Vehicle Usage: How often and how far you drive your Ford Explorer can influence your insurance costs. If you use your car frequently for long commutes or trips, you might face higher premiums. For instance, if you drive 30,000 kilometers per year, your insurance costs may be higher than someone who drives 10,000 kilometers per year.
- Vehicle Safety Features: Ford Explorers equipped with advanced safety features can often benefit from lower insurance costs. These features can prevent accidents or minimize damage, reducing risk for the insurance company. For example, a Ford Explorer equipped with an advanced anti-theft system might have lower insurance costs than one without.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install safety features in Explorer
- Maintain a clean driving record
- Select a high deductible policy
- Bundle insurance with other policies
- Take advantage of loyalty discounts
Eligibility Criteria and Documents Required
Obtaining Ford Explorer insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Ford Explorer Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Ford Explorer Car Insurance in the UAE?
Ready to purchaseFord Explorer insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Ford, Explorer, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Ford Explorer with the coverage it deserves!
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FAQs
1. Are Ford Explorer cars expensive to insure?
The cost of insuring a Ford Explorer in UAE can vary based on factors like driver’s age, driving history, and chosen coverage, but it’s generally considered moderate compared to other SUVs.
2. What to do in case of theft my Ford Explorer car?
In case of theft, immediately report it to the police and your insurance company. Provide them with all necessary information and documents.
3. Why should I buy comprehensive car insurance for my Ford Explorer car?
Comprehensive car insurance for your Ford Explorer is advisable as it covers not just third-party liabilities but also theft, fire, and damages caused by accidents or natural calamities.