Originating from South Africa, this distinguished Ford Ranger is renowned for its exceptional performance and reliability.
As a Midsize Pickup with a sleek 2-door pickup, 4-door pickup body style, it radiates an air of refinement and style. Powered by a robust 2.0TD I4 RWD engine paired with an efficient 6M gearbox, it offers an exhilarating driving experience. With 207hp and 500 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 9.9 seconds. You can enjoy cruising at a maximum speed of 175kph, while the impressive economy of 16.9 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Ford Ranger insurance becomes of paramount importance.
To learn more about Ford Ranger car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Ford Ranger Car Insurance Plans
When it comes to insuring your Ranger, there are two primary options to consider:
- Third-party insurance: Covers damages to other people’s property and bodily injuries in an accident where you’re at fault. It doesn’t cover your own vehicle’s damages or personal injuries
- Comprehensive insurance: Offers extensive coverage including third-party liabilities and also covers your own vehicle’s damages due to accidents, theft, fire, or vandalism. It often includes personal accident cover and roadside assistance.
Considering the value and significance of your Ranger, selecting the right insurance plan tailored to your needs is vital.
Average Ford Ranger Insurance Costs
Multiple insurance companies provide coverage for the Ford Ranger, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1400 to AED 3200.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Driver’s Age and Experience: The age and experience of the driver significantly affect the insurance cost of a Ford Ranger in UAE. Younger drivers or those with less driving experience are more likely to get into accidents, thereby increasing the insurance premium. For example, a 20-year-old driver may pay more for insurance than a 40-year-old driver with a clean driving record.
- Vehicle Usage: The frequency and purpose of vehicle usage can also influence insurance costs. If the Ford Ranger is used daily for long commutes or business purposes, the insurance costs may be higher due to increased risk of accidents or wear and tear. For instance, a Ford Ranger used for daily commuting in heavy traffic might attract higher premiums than one used occasionally for leisure drives.
- Location: The location where the Ford Ranger is primarily used and parked can impact the insurance costs. Areas with high crime rates or prone to natural disasters can lead to higher insurance premiums. For example, a Ford Ranger parked in a neighborhood with high theft rates might have higher insurance costs than one parked in a secure, low-risk area.
- Vehicle’s Safety Features: The safety features of the Ford Ranger can influence the insurance costs. Vehicles equipped with advanced safety features are less likely to be involved in severe accidents, resulting in lower insurance premiums. For instance, a Ford Ranger fitted with an advanced anti-lock braking system and airbags may attract lower premiums than a model without these features.
- Claim History: The claim history of the Ford Ranger owner can significantly affect the insurance costs. A history of frequent insurance claims can lead to higher premiums as it indicates a higher risk to the insurance company. For example, a Ford Ranger owner who has made multiple insurance claims in the past few years may face higher insurance premiums than a driver with no claims.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install advanced security systems
- Opt for a higher deductible
- Maintain a clean driving record
- Limit unnecessary modifications
- Bundle insurance policies
Eligibility Criteria and Documents Required
Obtaining Ford Ranger insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Ford Ranger Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Ford Ranger Car Insurance in the UAE?
Ready to purchaseFord Ranger insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Ford, Ranger, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Ford Ranger with the coverage it deserves!
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FAQs
1. Are Ford Ranger cars expensive to insure?
The cost of insuring a Ford Ranger in UAE can vary based on factors like your driving history, age, and the car’s model year. However, it’s generally considered moderately priced to insure.
2. What to do in case of theft my Ford Ranger car?
In case of theft of your Ford Ranger, immediately report the incident to the local police and provide them with all necessary details. Afterwards, inform your insurance company about the theft.
3. Why should I buy comprehensive car insurance for my Ford Ranger car?
Comprehensive car insurance for your Ford Ranger is recommended as it covers a wide range of incidents including theft, vandalism, and damage from natural disasters. It provides an extra layer of protection beyond standard liability insurance.