Originating from South Korea, this distinguished Kia Sorento is renowned for its exceptional performance and reliability.
As a Midsize SUV with a sleek 5-door wagon body style, it radiates an air of refinement and style. Powered by a robust 2.5 I4 FWD engine paired with an efficient 6A gearbox, it offers an exhilarating driving experience. With 178hp and 232 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 10.3 seconds. You can enjoy cruising at a maximum speed of 190kph, while the impressive economy of 12.8 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Kia Sorento insurance becomes of paramount importance.
To learn more about Kia Sorento car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Kia Sorento Car Insurance Plans
When it comes to insuring your Sorento, there are two primary options to consider:
- Third-party insurance: Covers costs incurred due to damages caused to other vehicles, property, or individuals in an accident where the insured Kia Sorento is at fault. It doesn’t cover the policyholder’s own vehicle damages or personal injuries.
- Comprehensive insurance: Provides a more extensive coverage including third-party liabilities, as well as damages to the insured Kia Sorento due to accidents, theft, fire, or vandalism. It also covers personal injury costs for the policyholder and can include additional benefits like roadside assistance.
Considering the value and significance of your Sorento, selecting the right insurance plan tailored to your needs is vital.
Average Kia Sorento Insurance Costs
Multiple insurance companies provide coverage for the Kia Sorento, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 1200 to AED 2600.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Vehicle’s Safety Rating: The safety rating of your Kia Sorento significantly affects your insurance costs. Insurers often provide discounts for cars with high safety ratings as they are less likely to be involved in accidents. For example, if your Sorento has advanced safety features like automatic braking and lane assist, your insurance costs may be lower.
- Driver’s Age and Experience: Younger and less experienced drivers often face higher insurance costs due to their statistically higher accident rates. For instance, if a 20-year-old person drives a Kia Sorento, their insurance cost may be higher than a 45-year-old experienced driver.
- Car’s Age and Condition: Older Kia Sorento models or those in poor condition can attract higher insurance costs due to the increased likelihood of claims. For example, a 2010 Sorento model might have higher insurance premiums compared to a 2020 model in pristine condition.
- Location: If you live in an area with high traffic or crime rates, your Kia Sorento insurance costs may increase. For instance, a Sorento owner living in a busy city centre may have higher insurance costs than one living in a quieter suburb.
- Claim History: If you’ve made several claims in the past, insurers may consider you a high-risk driver, thus raising your Kia Sorento insurance costs. For example, if you’ve made three claims in the past two years, your insurance premiums are likely to be higher.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install safety features in Sorento
- Maintain a clean driving record
- Choose a high deductible policy
- Limit Sorento’s annual mileage
- Bundle Sorento insurance with others
Eligibility Criteria and Documents Required
Obtaining Kia Sorento insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Kia Sorento Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Kia Sorento Car Insurance in the UAE?
Ready to purchaseKia Sorento insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Kia, Sorento, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Kia Sorento with the coverage it deserves!
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FAQs
1. Are Kia Sorento cars expensive to insure?
The cost of insuring a Kia Sorento in the UAE can vary greatly based on factors such as your driving history and the level of coverage chosen, but it’s generally considered moderate compared to other vehicles of its class.
2. What to do in case of theft my Kia Sorento car?
In case of theft of your Kia Sorento, immediately report the incident to the local police and your insurance provider. The insurer will guide you through the claim process.
3. Why should I buy comprehensive car insurance for my Kia Sorento car?
Comprehensive car insurance for your Kia Sorento is highly recommended as it covers a wide range of incidents including theft, fire, vandalism, and damage from accidents, even if you’re at fault. It provides greater financial protection compared to basic third-party liability insurance.