Originating from Japan, this distinguished Mazda 3 is renowned for its exceptional performance and reliability.
As a Compact Hatchback with a sleek 5-door hatchback body style, it radiates an air of refinement and style. Powered by a robust 2.0 I4 FWD engine paired with an efficient 6A gearbox, it offers an exhilarating driving experience. With 153hp and 200 Nm of torque at your disposal, acceleration from 0-100 kph takes a swift 9.5 seconds. You can enjoy cruising at a maximum speed of 210kph, while the impressive economy of 16.9 km/L ensures an efficient and cost-effective ride.
However, even with such an excellent collection of features, the cost of repairing the car in case of damage can pose a significant financial burden for owners. Thus, having the vehicle financially secured by Mazda 3 insurance becomes of paramount importance.
To learn more about Mazda 3 car insurance in the UAE, including its benefits and prices, keep reading this article.
Types of Mazda 3 Car Insurance Plans
When it comes to insuring your 3, there are two primary options to consider:
- Third-party insurance: Offers coverage against damages caused to a third-party person or property in an accident where the insured Mazda 3 is at fault, but doesn’t cover the policyholder’s own losses
- Comprehensive insurance: Provides a more extensive protection, covering damages to the insured Mazda 3 due to accidents, theft, or natural disasters, as well as third-party liability. It may also include personal accident cover for the driver and passengers.
Considering the value and significance of your 3, selecting the right insurance plan tailored to your needs is vital.
Average Mazda 3 Insurance Costs
Multiple insurance companies provide coverage for the Mazda 3, and prices can vary slightly based on the chosen insurer and plan.
On average, the annual premium typically starts from AED 900 to AED 2700.
Factors Influencing Insurance Costs
The car insurance cost in the UAE depends on several factors, such as:
- Driver’s Age and Experience: The age and driving experience of the Mazda 3 owner can greatly influence the insurance cost. Insurers consider younger and less experienced drivers to be riskier. For example, a 20-year-old driver may pay more for insurance than a 40-year-old driver with a clean record.
- Vehicle’s Age and Condition: The age and condition of your Mazda 3 also play a significant role in determining the insurance premium. An older or poorly maintained vehicle may attract higher insurance costs. For instance, a 2010 Mazda 3 may have higher insurance costs than a 2020 model in good condition.
- Claim History: If you’ve made numerous claims in the past, insurers may perceive you as a high-risk client, leading to higher insurance costs. For example, if you’ve made three claims in the past two years, your insurance premium for your Mazda 3 might be higher.
- Location: Where you live and use your Mazda 3 can also impact your insurance costs. Areas with high traffic or crime rates generally have higher insurance premiums. For instance, if you live in a bustling city center in Dubai, your insurance costs may be higher than if you lived in a quieter, suburban area.
- Usage of the Vehicle: The more you use your Mazda 3, the higher the risk and consequently, the higher the insurance cost. For example, if you use your car daily for long commutes, your insurance premium may be higher than if you use your car only occasionally for short trips.
Tips to Reduce Your Car Insurance Premiums in the UAE
- Install safety features in your Mazda 3
- Opt for higher deductibles
- Limit your annual mileage
- Maintain a clean driving record
- Bundle insurance policies
Eligibility Criteria and Documents Required
Obtaining Mazda 3 insurance is straightforward due to minimal eligibility criteria. Ensure you have the required documents for verification during the application process.
Best Mazda 3 Car Insurance Providers
Here are the best car insurance providers in the UAE that you can explore:
- AXA Redefining Insurance
- Union Insurance
- Oman Insurance Company
- Noor Takaful
- Dubai Insurance
How to Buy Mazda 3 Car Insurance in the UAE?
Ready to purchaseMazda 3 insurance in the UAE? CarInsurance.ae provides a seamless and hassle-free process.
We provide a convenient platform to compare various insurance plans from top providers all in one place. You can insure your dream car with just a few clicks.
Just follow these simple steps:
- Visit our Get Quotes page
- Select the Mazda, 3, and year of manufacturing of your car
- Select the city where you will be registering the insurance
- Enter the value of your car and specify any previous insurance claims
- Specify the duration of your UAE driving license
- Lastly, select the type of insurance coverage you prefer
And you’re done!
Upon completing these details, you will see a quote for your car. Begin the process now and protect your Mazda 3 with the coverage it deserves!
1. Are Mazda 3 cars expensive to insure?
The cost of insuring a Mazda 3 in UAE can vary greatly based on factors like your driving history, age, and the specific model of the car, but generally, it is considered moderately priced to insure.
2. What to do in case of theft my Mazda 3 car?
If your Mazda 3 car is stolen, immediately report the theft to the local police and provide them with all the necessary details. Then, notify your insurance company about the incident to start the claim process.
3. Why should I buy comprehensive car insurance for my Mazda 3 car?
Comprehensive car insurance for your Mazda 3 is recommended as it covers damages caused by incidents other than collisions, such as theft, vandalism, or natural disasters, offering you broad protection and peace of mind.