What does your comprehensive or third party cover pay for?
Third party cover pays other people. Injury is paid at the value a court awards, with no limit, and property up to AED 2,000,000 per accident. Comprehensive cover pays for damage to your own car.
“Comprehensive” is the market name for the Loss and Damage policy. The Central Bank of the UAE said in April 2024 that a loss and damage policy is “what is normally referred to as” comprehensive insurance.1 The word does not appear in either policy. The Central Bank’s consumer brochure defines it differently, as third party liability plus loss and damage.2 Check that your Schedule shows both.
Takaful insurers follow the same provisions.3
The Sportage is an example only. Neither unified policy names a make or model.
Kia Sportage, SportageL, UAE. Length 4,670 mm, wheelbase 2,755 mm, height 1,680 mm. Stylised drawing from cited dimensions, not a manufacturer image.
Al Tayer Motors (official Kia UAE distributor), read 2026-11-04.
Who does your cover pay?
It depends on the policy. The two pay different people, and Table 1 sets them side by side. Ask your insurer which your plan includes, one or both.
| Your question | Third party cover | Comprehensive (Loss and Damage) |
|---|---|---|
| Who receives compensation | The injured third party | You, whether you caused the accident or were an injured party |
| Damage to your car | Property owned by you or the driver at the time is left out of the property cover | Paid for the listed causes |
| Injury to other people | The value a court awards, no limit | The policy does not say |
| Accidents outside the UAE | Excluded | Excluded unless a rider is issued |
| Natural disasters | Excluded | Excluded |
| War and similar events | Excluded | Excluded |
| Off road use | Your insurer may recover from you or the driver if there is no additional cover | Excluded unless a rider is issued |
| Driver without a valid licence | Your insurer may recover from you or the driver | Excluded, with a rental vehicle exception |
| Driving under narcotics or alcohol | Your insurer may recover from the person responsible | Excluded, except rental vehicles |
| Excess (the policies say deductible) | None on the injured third party | Maximum amounts by vehicle, plus additional percentages |
Which cover do you need to license your car?
You need insurance to get or renew your car’s licence. UAE traffic law, in force since 29 March 2025, makes it a condition and leaves the type of insurance to separate regulations.4 From 1 January 2027, those regulations require at least third party cover.5
Could you have to repay your insurer?
Yes, on third party cover, in the cases the policy lists. Your insurer may not use an argument against the injured person that it could use against you. It may then recover what it paid.6
The off road, licence, and narcotics or alcohol rows in Table 1 are such cases. On comprehensive, those rows are exclusions instead, with the exceptions shown.7
What if your car is stolen, burnt or vandalised?
Comprehensive pays for theft, fire and a third party’s wilful act. Third party does not, because your own property is left out of it. Table 2 goes through the claims people ask about. “Not stated” means the policy does not mention the topic. It does not mean the topic is excluded.7,6
| If this happens | Third party cover | Comprehensive (Loss and Damage) |
|---|---|---|
| Your car is stolen | Left out, as your own property | Paid. Robbery and theft are listed |
| Your car catches fire | Left out, as your own property | Paid. External fire or explosion, spontaneous combustion and lightning are listed |
| Someone damages your car on purpose | Left out, as your own property | Paid. A third party’s wilful act is listed |
| You hit a pole or wall and no one else is involved | Left out, as your own property | Paid. An accidental collision or incident is listed, whether or not you caused it |
| Your car is damaged while parked | Left out, as your own property | Paid. The policy covers use or parking in the UAE |
| A sudden mechanical breakdown | Left out, as your own property | Listed as a cause. Chapter Four also excludes indirect loss and devaluation from breakdown, and how the two sit together is not stated |
| Damage while your car is shipped or lifted | Left out, as your own property | Paid for land transport, inland water transport, elevators and lifting machinery, including loading and unloading |
| Tyre damage on its own | Left out, as your own property | Excluded unless it happens at the same time as damage to the car |
| Belongings in your car | Property you or the driver own or hold is left out | Not stated in the main cover. A rider or separate policy can add them |
| A cracked windscreen | Left out, as your own property | Not stated |
| A rockfall or falling object | Left out, as your own property | Not stated by name. Ask your insurer |
| Roadside help | Not stated | Not stated. After an insured loss your insurer pays to safeguard the car and move it to the nearest repair shop |
| Overloading, or too many passengers | Your insurer may recover from you, where proved the proximate cause | Excluded, where proved the proximate cause |
| Use for a purpose not on your application | Your insurer may recover from you, where proved the proximate cause | Excluded |
| A speed race or test | Your insurer may recover in impermissible cases, where proved the proximate cause | Excluded, where proved the proximate cause |
| An intentional felony or misdemeanour | Your insurer may recover from you | Excluded |
| You or the driver cause the accident on purpose | Your insurer may recover from you | Your insurer may recover what it paid |
| Strike or civil commotion | Excluded | Excluded |
| A trailer you tow causes damage | Damage to others is covered while it is towed. Your insurer may recover if you did not agree the trailer with it | Your insurer may recover if you did not agree the trailer with it |
A named plan can go further than Table 2. Ask your insurer for the Schedule before you rely on it.
Can you add theft and fire to third party cover?
Only if your insurer agrees. The Third Party policy allows new cover under a separate policy or a rider.6 It names no theft or fire add-on. GIG Gulf says its third party cover does not include theft or fire, and points to more comprehensive insurance.8
Can an insurer refuse to cover you?
Not for third party cover. An insurer must issue it on request for any vehicle licensed in the UAE. It may not refuse comprehensive cover or a renewal because of your age, sex, residence or a licence under one year old, unless it has technical or actuarial reasons or past experience with you.3
From 1 January 2027, an insurer may not refuse to insure a vehicle that has passed its technical inspection.5 That article does not say which cover it means.
Does your cover pay for flood damage?
Both unified policies exclude floods by name.7,6 The Central Bank said in April 2024 that damage from that month’s heavy rains was covered under a loss and damage policy.1 The flood guide sets those statements side by side.
How much does your third party cover pay?
For property, up to AED 2,000,000 per accident. For bodily injury there is no limit. The amount is the value a court awards. Table 3 lists the other limits.6
| What is paid for | Limit |
|---|---|
| Bodily injury | Value judicially awarded, no limit |
| Death of a spouse, parent or child of you or the driver | AED 200,000 per person. Disability by percentage, plus treatment |
| Death of the driver of a rental, public transport or driving school vehicle | AED 200,000 per person |
| Property | AED 2,000,000 per accident |
| Ambulance and medical transport | AED 6,770 per injured person |
| Loss of use, private car owner | Market rental rate, up to AED 300 a day for up to 15 days. Not paid if cash compensation is chosen |
Can you get a higher third party limit?
Yes, if it is agreed. New cover or higher limits may be agreed under a separate policy or a rider, which is an add-on to your policy.6
GIG Gulf lists third party property damage at AED 3.5 million on all three plans on its product page, against AED 2,000,000 in the unified policy.9 Its Motor Prestige handbook and Table of Benefits give AED 5 million for Prestige.1011 These GIG Gulf documents conflict. Ask GIG Gulf for the current limit.
Are your passengers covered?
Yes, unless you employ them and they are hurt during and because of work. The Third Party policy covers death or injury to any person, including passengers. It leaves out you and the driver who caused the accident. A passenger is someone inside, getting in or getting out.6
You, the driver and those passengers can be added by a personal accident endorsement, for additional premium. If agreed, the death benefit is at least AED 200,000.6 Read about personal accident cover.
How much can your insurer charge you?
An amount within the bands in the motor tariff, the regulator’s price rules. Insurers compete within those limits. The third party bands run over a 13-month insurance period. Comprehensive and third party are priced jointly, as the combined policy in Table 4.12 The bands are not a price for any driver.
| Cover and car | Minimum | Maximum |
|---|---|---|
| Third party, salon private, 4 cylinders | AED 750 | AED 1,300 |
| Third party, salon private, 6 cylinders | AED 850 | AED 1,400 |
| Third party, salon private, 8 cylinders | AED 950 | AED 1,600 |
| Third party, four-wheel drive private, 4 cylinders | AED 1,000 | AED 1,750 |
| Third party, four-wheel drive private, 6 cylinders | AED 1,050 | AED 1,900 |
| Third party, four-wheel drive private, 8 cylinders | AED 1,100 | AED 1,950 |
| Combined policy, salon | AED 1,300 | 5% rate |
| Combined policy, four-wheel drive | AED 2,000 | 7% rate |
An insurer, agent or broker may not charge any additional sum without a resolution from the regulator.12 The third party bands go by cylinders, and the tariff does not say how an electric car fits. See the EV insurance guide.
Would you rather watch a video?
Cornwell Terodar published an independent video on UAE motor insurance in September 2024.
A complete guide to UAE Motor Insurance
Cornwell TerodarWatch on YouTube
Summary. Listed by title and channel only. This site has not watched this video and makes no claim about what it says. Independent channel.
The small print
- The two policies. Their full names are the Unified Motor Vehicle Insurance Policy Against Third Party Liability and the Unified Motor Vehicle Insurance Policy Against Loss and Damage. Insurers must issue both on the attached forms. The forms may be changed only in favour of the insured or beneficiary.3 Decision 25 of 2016 took effect on 1 January 2017. The texts here are version 2, consolidated 18 January 2021.
- Licensing. Federal Decree-Law 14 of 2024, effective 29 March 2025, makes insurance a condition of issuing or renewing a vehicle licence (Art 19(1)). Art 19(3) leaves the type of insurance required to the Executive Regulations.4 From 1 January 2027 those regulations are Cabinet Resolution 174 of 2026. Its Article 102(1) makes licensing or renewal conditional on the vehicle being insured at least for the benefit of third parties (our translation of the Arabic).5
- Table 1, Third Party references. Your car: Ch 2, 1(c). Injury: Ch 2, 1(a). Outside the UAE: Ch 1, 02 and Ch 4, 1. Natural disasters: Ch 4, 2. War: Ch 4, 3. Off road: Ch 5, 09. Licence: Ch 5, 05. Narcotics or alcohol: Ch 5, 06. Deductible: Ch 2, para 2.6
- Table 1, Loss and Damage references. Your car: Ch 2, para 1. Outside the UAE: Ch 4, 08. Natural disasters: Ch 4, 09. War: Ch 4, 10. Off road: Ch 4, 12. Licence: Ch 4, 06. Narcotics or alcohol: Ch 4, 07. Deductible: Schedule 3 ceilings and additional percentages, Ch 3, paras 6 to 9.7
- Table 2, Loss and Damage references. Scope: the recital. Theft, fire, wilful act, collision, breakdown and transport: Ch 2, para 1. Breakdown and devaluation: Ch 4, 01. Tyres: Ch 4, 03. Belongings: Ch 1, para 05. Moving the car: Ch 2, para 6. Overload: Ch 4, 02. Purpose: Ch 4, 04. Race: Ch 4, 05. Law breaking: Ch 4, 04. Intentional accident: Ch 5, item 5. Strike: Ch 4, 10. Trailer: Ch 5, item 6.7
- Table 2, Third Party references. Own property: Ch 2, 1(c). Overload and purpose: Ch 5, 02. Race: Ch 5, 03. Law breaking: Ch 5, 04. Intentional accident: Ch 5, 07. Strike: Ch 4, 3. Trailer: Ch 1, 22 and Ch 5, 08. Neither policy uses the words windscreen, roadside or rockfall.6
- Refusal. Current rules are Decision 25 of 2016, Art 4.3 The 2027 rule is Cabinet Resolution 174 of 2026, Art 102(2) (our translation of the Arabic).5
- Recovery from you. Under Chapter One 03, the Third Party insurer may not raise against the injured party an argument it could use against the Insured. Chapter Five lets it recover what it paid in the listed cases.6 Loss and Damage exclusions are in Chapter Four.7
- Table 3 references. Bodily injury: Ch 2, 1(a) First. Death of a family member: Ch 1, 05(a) and Ch 2, 1(a) Second. Death of a rental, public transport or driving school driver: Ch 1, 05(b). Property: Ch 2, 1(c). Ambulance and medical transport: Ch 2, para 6. Loss of use: Ch 2, 1(d).6
- Higher limits. New cover or higher limits are in Third Party Chapter One 07(b).6 GIG Gulf is Gulf Insurance Group (Gulf) B.S.C (c), listed in the CBUAE register, September 2026.13
- Passengers. Third Party Chapter Two 1(a) carves out the Insured, the driver who caused the accident, and passengers employed by the Insured if injured during and because of work.6
- Motor tariff. This is Decision 30 of 2016. Insurers compete within the limits in Tariff Tables 1 and 2 (Art 2(2)). Tariff Table 1 runs over a 13-month insurance period and is keyed to cylinders. Tariff Table 2 prices the Loss and Damage and Third Party policies jointly. Table 4 above is an extract from Tariff Tables 1 and 2, shown as consolidated 1 January 2018. The source prints AED 1,300 as 1.300. The rule on additional sums is Art 3(4), and the resolution comes from the Authority.12
- Status of the tariff. The Rulebook shows the Decision as In-Force.12 Decree-Law 48 of 2023 kept regulations issued under the 2007 insurance law effective until replaced, where they do not conflict with it (Art 114(2)).14 Decree-Law 6 of 2025 repealed that law and keeps regulations issued under it in force until replaced (Art 183(1)).15 Neither names Decision 30.
- Market loss ratios, 2025. Table 18 of the CBUAE 2025 report splits motor results by policy type. Personal comprehensive and personal third party had gross loss ratios of 62.1% and 92.4%. Table 5 has the figures. These are market aggregates. A loss ratio depends on pricing as well as claims, and says nothing about any driver’s risk.16
- Market premiums, 2025. CBUAE Table 7 gives the Motor and Transportation line for 2025: gross written premium (GWP) of AED 10,075,906 thousand across 5,607,083 policies, an average of AED 1,797 per policy. Data period 2025. Checked 4 Nov 2026.16 The line includes transportation and is not a price for anyone.
- Market claims, 2023 and 2024. Two annual points in Fig. 1 cannot show correlation, or that one series moved because of the other. UAE.Stat also gives incurred claims of AED 4,371.1 million for 2023 and AED 7,250.5 million for 2024.17 For 2024 it gives 5,345,488 policies and average GWP of AED 1,506.18 Checked 4 Nov 2026. Road figures are on the UAE traffic statistics page. Accident records are not claims.
| Policy type | Earned premium | Gross loss ratio |
|---|---|---|
| Personal motor, comprehensive | 5,848,974 | 62.1% |
| Personal motor, third party liability | 1,696,034 | 92.4% |
| Commercial motor | 1,609,975 | 86.6% |
| Total | 9,154,983 | 72.1% |
Fig. 1.Motor paid claims and gross written premium were both higher in 2024 than in 2023
UAE.Stat, Motor and Transportation line, AED million. Two annual points.
- Gross written premium
- Paid claims
Gross written premium: 2023, 5,886.6 AED million to 2024, 8,051.6 AED million. Highest 2024, 8,051.6 AED million. Paid claims: 2023, 4,002.1 AED million to 2024, 6,490.6 AED million. Highest 2024, 6,490.6 AED million.
Data and source
Source: Federal Competitiveness and Statistics Centre, UAE.Stat: Insurance - Premiums, and Insurance - Companies and Claims. Accessed 4 Nov 2026. Data period 2023 and 2024. Source published 2025-12-17. Checked 4 Nov 2026.
| Year | Gross written premium | Paid claims |
|---|---|---|
| 2023 | 5,886.6 AED million | 4,002.1 AED million |
| 2024 | 8,051.6 AED million | 6,490.6 AED million |
What the policy wording says
Document by document
| Document | Damage to the insured car | Injury to third parties | Third party property | Outside the UAE | Natural disasters |
|---|---|---|---|---|---|
| GIG Gulf car insurance page, as of 2026-11-04 | Conditional9Listed on Prestige and Perfect. No on Third Party. | Explicitly included9Listed on all three plans. | Explicitly included9AED 3.5 million on all three plans on the product page. The Prestige handbook and Table of Benefits give AED 5 million for Prestige. | Conditional9Oman and GCC cover vary by plan. See the Oman and GCC page. | Conditional9Storm, Floods, Riots and Strikes listed on Prestige and Perfect. No on Third Party. |
| Unified Loss and Damage policy | Explicitly included7Chapter Two para 1. | Not stated in the documents7The policy addresses the insured vehicle. | Not stated in the documents7The policy addresses the insured vehicle. | Conditional7Excluded unless a rider is issued. Chapter Four 08. | Explicitly excluded7Chapter Four 09. See the flood guide for the CBUAE statement of April 2024. |
| Unified Third Party policy | Explicitly excluded6Property owned by the Insured or the driver at the time is excepted from the property cover. Chapter Two 1(c). | Explicitly included6Chapter Two 1(a). | Explicitly included6AED 2,000,000 per accident. Chapter Two 1(c). | Explicitly excluded6Chapter One 02 and Chapter Four 1. | Explicitly excluded6Chapter Four 2. |
Not stated in the documents does not mean the cover is absent. It means the reviewed document is silent.
Clause by clause
| Question and reading | Status | Source | Effective | Last checked |
|---|---|---|---|---|
| What does the Loss and Damage policy pay for?7Loss or damage to the insured vehicle and its accessories from accidental collision, run-over, turnover or incident, unexpected mechanical breakdown or wear of parts by use, external fire, explosion, spontaneous combustion, lightning, robbery, theft, a third party's wilful act, and transport. Chapter Four 01 separately excludes indirect loss and devaluation from use, breakdown, defect or breakage of mechanical or electrical devices. How the two sit together is not stated. | Explicitly included | Chapter Two para 1, Chapter Four 01Unified policy (CBUAE Rulebook), Unified Motor Vehicle Insurance Policy Against Loss and Damagev2 consolidated 2021-01-18 | 1 Jan 2017 | 4 Nov 2026 |
What is the third party bodily injury limit?6the value judicially awarded without any limit | Explicitly included | Chapter Two 1(a) FirstUnified policy (CBUAE Rulebook), Unified Motor Vehicle Insurance Policy Against Third Party Liabilityv2 consolidated 2021-01-18 | 1 Jan 2017 | 4 Nov 2026 |
| What is the limit for the death of a spouse, parent or child of the Insured or driver?6Maximum AED 200,000 per deceased person. Disability is adjusted by percentage against that amount, plus treatment expenses. | Conditional | Chapter One 05(a), Chapter Two 1(a) SecondUnified policy (CBUAE Rulebook), Unified Motor Vehicle Insurance Policy Against Third Party Liabilityv2 consolidated 2021-01-18 | 1 Jan 2017 | 4 Nov 2026 |
| What is the third party property limit?6AED 2,000,000 for any claim or total claims from one accident, regardless of the number of persons. | Explicitly included | Chapter Two 1(c)Unified policy (CBUAE Rulebook), Unified Motor Vehicle Insurance Policy Against Third Party Liabilityv2 consolidated 2021-01-18 | 1 Jan 2017 | 4 Nov 2026 |
Does the third party policy apply outside the UAE?6does not apply outside the State | Explicitly excluded | Chapter One 02Unified policy (CBUAE Rulebook), Unified Motor Vehicle Insurance Policy Against Third Party Liabilityv2 consolidated 2021-01-18 | 1 Jan 2017 | 4 Nov 2026 |
| Does the Loss and Damage policy apply outside the UAE?7Loss or damage outside the policy territory is excluded unless a rider extends cover to that territory. | Conditional | Chapter Four 08Unified policy (CBUAE Rulebook), Unified Motor Vehicle Insurance Policy Against Loss and Damagev2 consolidated 2021-01-18 | 1 Jan 2017 | 4 Nov 2026 |
| Can a deductible be taken from an injured third party?6The insurer may not apply a deductible to the injured third party's compensation. | Explicitly excluded | Chapter Two para 2Unified policy (CBUAE Rulebook), Unified Motor Vehicle Insurance Policy Against Third Party Liabilityv2 consolidated 2021-01-18 | 1 Jan 2017 | 4 Nov 2026 |
| Can the driver or Insured add personal accident cover?6An endorsement for additional premium. If agreed, the death benefit is not less than AED 200,000. | Conditional | Definitions, Chapter One para 20Unified policy (CBUAE Rulebook), Unified Motor Vehicle Insurance Policy Against Third Party Liabilityv2 consolidated 2021-01-18 | 1 Jan 2017 | 4 Nov 2026 |
| What third party property limit does GIG Gulf list?9AED 3.5 million on the Prestige, Perfect and Third Party plans. GIG Gulf's Prestige handbook and Table of Benefits give AED 5 million for Prestige. | Explicitly included | Plan comparison tableGIG Gulf, Car insurance product page | 4 Nov 2026 |
Readings are paraphrased unless set as a quotation.
How to read a status
- Explicitly included
- The policy document says this is covered.
- Conditional
- The policy document covers this only under stated conditions.
- Explicitly excluded
- The policy document says this is not covered.
- Not stated in the documents
- The policy documents do not mention this. This does not mean it is not covered.
- Not yet verified
- We do not have a document for this yet.
Sources
18
1Central Bank of the UAE, Press release on loan deferrals and insurance after the April 2024 rains. Last checked 4 Nov 2026. Source document: Press release on loan deferrals and insurance after the April 2024 rains
2Central Bank of the UAE, Fundamental concepts of motor vehicle insurance in the UAE, Know your insurance rights. Last checked 6 Nov 2026. Source document: Fundamental concepts of motor vehicle insurance in the UAE, Know your insurance rights
3Central Bank of the UAE Rulebook, Insurance Authority Board of Directors' Decision No. (25) of 2016 Pertinent to Regulation of the Unified Motor Vehicle Insurance Policies, v2 consolidated 2021-01-18. Effective 1 Jan 2017. Last checked 4 Nov 2026. Source document: Insurance Authority Board of Directors' Decision No. (25) of 2016 Pertinent to Regulation of the Unified Motor Vehicle Insurance Policies
4UAE Legislation portal, Federal Decree-Law No. 14 of 2024 on Traffic Regulation. Article 19. Effective 29 Mar 2025. Last checked 4 Nov 2026. Source document: Federal Decree-Law No. 14 of 2024 on Traffic Regulation
5UAE Legislation portal, Cabinet Resolution 174 of 2026, Executive Regulation of Federal Decree-Law 14 of 2024. Article 102. Effective 1 Jan 2027. Last checked 4 Nov 2026. Source document: Cabinet Resolution 174 of 2026, Executive Regulation of Federal Decree-Law 14 of 2024
6Central Bank of the UAE Rulebook, The Unified Motor Vehicle Insurance Policy Against Third Party Liability, v2 consolidated 2021-01-18. Effective 1 Jan 2017. Last checked 4 Nov 2026. Source document: The Unified Motor Vehicle Insurance Policy Against Third Party Liability
7Central Bank of the UAE Rulebook, The Unified Motor Vehicle Insurance Policy Against Loss and Damage, v2 consolidated 2021-01-18. Effective 1 Jan 2017. Last checked 4 Nov 2026. Source document: The Unified Motor Vehicle Insurance Policy Against Loss and Damage
8GIG Gulf, Third party car insurance page. Last checked 5 Nov 2026. Source document: Third party car insurance page
9GIG Gulf, Car insurance product page. Last checked 4 Nov 2026. Source document: Car insurance product page
10GIG Gulf, Motor Prestige policy handbook, File name 2024_11. Automatic Extensions. Last checked 4 Nov 2026. Source document: Motor Prestige policy handbook
11GIG Gulf, Table of Benefits. Last checked 4 Nov 2026. Source document: Table of Benefits
12Central Bank of the UAE Rulebook, Insurance Authority Board of Directors' Decision No. (30) of 2016 Concerning issuing Regulation for Motor Vehicle Insurance Tariffs, Shown as consolidated 2018-01-01. Effective 1 Jan 2017. Last checked 4 Nov 2026. Source document: Insurance Authority Board of Directors' Decision No. (30) of 2016 Concerning issuing Regulation for Motor Vehicle Insurance Tariffs
13Central Bank of the UAE, CB Register September of 2026. Last checked 4 Nov 2026. Source document: CB Register September of 2026
14Central Bank of the UAE Rulebook, Federal Decree-Law No. (48) of 2023 Regulating Insurance Activities. Article 114. Last checked 4 Nov 2026. Source document: Federal Decree-Law No. (48) of 2023 Regulating Insurance Activities
15Central Bank of the UAE Rulebook, Federal Decree-Law No. (6) of 2025 Regarding the Central Bank, Regulation of Financial Institutions and Activities, and Insurance Business. Article 183. Effective 16 Sept 2025. Last checked 4 Nov 2026. Source document: Federal Decree-Law No. (6) of 2025 Regarding the Central Bank, Regulation of Financial Institutions and Activities, and Insurance Business
16Central Bank of the UAE, Annual statistical report for the insurance sector of the UAE, 2025 (workbook). Tables 7 and 18. Last checked 4 Nov 2026. Source document: Annual statistical report for the insurance sector of the UAE, 2025 (workbook)
17Federal Competitiveness and Statistics Centre, UAE.Stat: Insurance - Companies and Claims. Last checked 4 Nov 2026. Source document: UAE.Stat: Insurance - Companies and Claims
18Federal Competitiveness and Statistics Centre, UAE.Stat: Insurance - Premiums. Last checked 4 Nov 2026. Source document: UAE.Stat: Insurance - Premiums
- Owner
- Carinsurance.ae research team
- Last review
- Next review due
- 4 Feb 2027
- Status
- Published